Established in 1989,
E-Commerce Exchange is a full service E-Commerce
Provider (ECP) who offers complete e-commerce
solutions for thousands of businesses.
Turn your computer into a credit card terminal. Effective credit card,
debit cards processing and check guarantee services for mail, phone order,
internet and non-internet businesses.
State-of-the-art technology
for your physical storefront. The perfect solution for traditional businesses looking for a faster, easier way
to authorize and manage credit, ATM, gift card and check guarantee transactions.
A
merchant account is a commercial account which
allows you to accept credit card transactions.
E-Commerce
Exchange's strong bank relationship
ensures an unprecedented 95% approval rate for
business
es
including startup, home based and high risk.You must meet
all of the following 5 criteria in order to
qualify for a
US
merchant Account: 1. Signer must have a
U.S.
Checking account (personal accounts are
fine) 2.
U.S.
business address 3.
U.S.
Social Security Number or
Canadian Social Insurance Number. 4. At least
50% of
credit cards accepted from
U.S.
cardholders. 5. Funds deposited
in the U.S. dollar only. 6. If
legal entity other than
a Sole Proprietor, a US FEIN which can be established by
filling out and submitting the following application.
Businesses
that do not meet all of the above criteria must
use our International solution.With an
International merchant account from
E-Commerce
Exchange,
you will be able to accept credit cards from
around the world regardless of where your business
or customers are located.
Process secure electronic check transactions from any U.S.
bank.
Check
Guarantee
Our objective is to increase profitability and reduce risk for our valued
customers with services which include standard check guarantee programs for large and small retailers, warranty programs, Internet checks and electronic check conversion.
Debit Card Services
Accept any debit card for one transaction fee only. Currently available for retail business only. Give cash back with no risk. Debit available on the Internet only if Visa/MC logo is visible on debit/check card.
Provides business cash advances throughout the United States to its clients through accounts receivable financing, utilizing a merchant's sales volume.
Electronic Benefit Transfer (EBT) is an electronic system that allows a recipient to authorize transfer of their government benefits from a Federal account to a retailer account to pay for products received.
"After submitting an information request form to E-Commerce Exchange, I received a
prompt response from a representative who was very knowledgeable, and answered my
questions thoroughly. The process was very easy. My merchant account was approved and activated within a
matter of days."
~ Brian Petersen, State of Jefferson Company
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E-Commerce Exchange, a wholly owned subsidiary of iPayment, Inc., is a Registered ISO/MSP of the following FDIC Insured Bank: Wells
Fargo Bank, N.A.,
Walnut Creek, Ca.
Credit Card Processing services also provided by WorldPay, a part of the Royal Bank of Scotland Group.
Innovative Merchant Solutions, an Intuit Company, is a Registered ISO/MSP of the following FDIC Insured Banks:
WestAmerica Bank, Santa Rosa, CA and JPMorgan Chase Bank, Columbus, OH.
and Optimal Payments, a registered ISO of JPMorgan Chase Bank, Hicksville, NY and a registered ISO/MSP of Merrick Bank, South Jordan, Utah