E-commerce merchant accounts and credit card processing by E-Commerce Exchange
E-Commerce Exchange
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     Established in 1989, E-Commerce Exchange is a full service E-Commerce Provider (ECP) who offers complete e-commerce solutions for thousands of businesses.
Products
QuickCommerce Secure Payment Gateways Gateways enable you to automatically accept, authorize and process secure credit card and electronic check orders directly through your web site.
Merchant Master Merchant Master Software Turn your computer into a credit card terminal. Effective credit card, debit cards processing and check guarantee services for mail, phone order, internet and non-internet businesses.
Terminals and Printers Equipment State-of-the-art technology for your physical storefront. The perfect solution for traditional businesses looking for a faster, easier way to authorize and manage credit, ATM, gift card and check guarantee transactions.
Services
Merchant Services US Merchant Services

A merchant account is a commercial account which allows you to accept credit card transactions. E-Commerce Exchange's strong bank relationship ensures an unprecedented 95% approval rate for businesses including startup, home based and high risk. You must meet all of the following 5 criteria in order to qualify for a US merchant Account:
1. Sign
er must have a U.S. Checking account
     (personal accounts are fine)

2.
U.S. business address
3.
U.S. Social Security Number or
Canadian Social Insurance Number.
4. At least 5
0% of credit cards accepted from U.S. cardholders.
5.
Funds
deposited in the U.S. dollar only.
6. If legal entity other than a Sole Proprietor, a US FEIN which can be established by filling out and submitting the following application.

Merchant Services International
Merchant
Services

Businesses that do not meet all of the above criteria must use our International solution.  With an International merchant account from E-Commerce Exchange, you will be able to accept credit cards from around the world regardless of where your business or customers are located.

Electronic Checks Electronic Checks Process secure electronic check transactions from any U.S. bank.
Cross Check Check Guarantee Our objective is to increase profitability and reduce risk for our valued customers with services which include standard check guarantee programs for large and small retailers, warranty programs, Internet checks and electronic check conversion.
Debit Cards Debit Card Services Accept any debit card for one transaction fee only. Currently available for retail business only. Give cash back with no risk. Debit available on the Internet only if Visa/MC logo is visible on debit/check card.
Gift Cards Gift/Loyalty Card Services Retain and Promote repeat customers. Good for layaway, gift certificates or many other uses. Works through your existing equipment.
Business Cash Advance Business Cash Advance Provides business cash advances throughout the United States to its clients through accounts receivable financing, utilizing a merchant's sales volume.
EBT Electronic Benefit Transfer (EBT) is an electronic system that allows a recipient to authorize transfer of their government benefits from a Federal account to a retailer account to pay for products received.
"After submitting an information request form to E-Commerce Exchange, I received a prompt response from a representative who was very knowledgeable, and answered my questions thoroughly. The process was very easy. My merchant account was approved and activated within a matter of days."

~ Brian Petersen, State of Jefferson Company
Products
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1-800-477-5363
Diners Club, Master Card, Discover, Amex, Visa
 

E-Commerce Exchange, a wholly owned subsidiary of iPayment, Inc., is a Registered ISO/MSP of the following FDIC Insured Bank: 
Wells Fargo Bank, N.A., Walnut Creek, Ca.
Credit Card Processing services also provided by WorldPay, a part of the Royal Bank of Scotland Group.
Innovative Merchant Solutions, an Intuit Company, is a Registered ISO/MSP of the following FDIC Insured Banks:
WestAmerica Bank, Santa Rosa, CA and JPMorgan Chase Bank, Columbus, OH.
and Optimal Payments, a registered ISO of JPMorgan Chase Bank, Hicksville, NY and a registered ISO/MSP of Merrick Bank, South Jordan, Utah 

 
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