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How it works
How it works
1. Customer places order
 A customer enters an order on a merchant's website. The transaction information is instantly encrypted and transmitted to the QuickCommerce secure server, which is linked via a dedicated, leased data line to the credit card authorization network. A dedicated data line means faster transaction times. 		2. QuickCommerce verifies with bank
 The transaction information is sent by the QuickCommerce secure server via leased data line to the credit card authorization network where the validity of the card is checked and the availability of funds on that account is verified. An authorization code is returned via leased data line to the QuickCommerce secure server. The authorization is encrypted by the QuickCommerce server and transmitted in encrypted form back to the web server of the merchant which in turn triggers the fulfillment process of the order. 		3. Receipt is issued and merchant gets money
 An e-mail receipt is sent to the customer and the merchant (either or both can be disabled at merchant's option). Within 48 - 72 hours the merchant receives the money!
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E-Commerce Exchange, a wholly owned subsidiary of iPayment, Inc., is a Registered ISO/MSP of the following FDIC Insured Bank: 
 Wells Fargo Bank, N.A., Walnut Creek, Ca.
 Credit Card Processing services also provided by WorldPay, a part of the Royal Bank of Scotland Group.
Innovative Merchant Solutions, an Intuit Company, is a Registered ISO/MSP of the following FDIC Insured Banks:
WestAmerica Bank, Santa Rosa, CA and JPMorgan Chase Bank, Columbus, OH.
and Optimal Payments, a registered ISO of JPMorgan Chase Bank, Hicksville, NY and a registered ISO/MSP of Merrick Bank, South Jordan, Utah 

  
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